Medical Benefits for 2026

• Health Savings Plan (HSP)
  • The plan deductible and out-of-pocket maximums amounts have increased.
  • If you are enrolled in the HSP, per the IRS, you can contribute to your Health Savings Account (HSA) the following: up to $4,400 if you have individual coverage, and up to $8,750 if you cover dependents.
  • The plan will cover the first diagnostic mammogram/ultrasound and the first diagnostic colonoscopy at 100% after the deductible is met.
• Total Health Plan
  • The plan deductible amounts have increased.
  • The Emergency Room (ER) benefit changed from deductible/coinsurance to $250 copay per visit (waived if admitted).
  • Plan will cover the first diagnostic mammogram/ultrasound and the first diagnostic colonoscopy at 100%.
• HSP Savings (HSP) and Total Health Plan
  • The Pharmacy Benefit Vendor will change from Express Scripts (ESI) to OptumRx. The website for OptumRx is www.optumrx.com